Are you thinking about getting a virtual debit card? With the meteoric rise in popularity of mobile payment systems, physical debit cards may soon become a thing of the past.

But how do electronic debit cards work and what are they? Where can they be used, why should they be used, and how safe are they?

In this guide to virtual cards, I’ll take a look at everything you need to know about how they work along with my comparison of the best virtual debit cards available in the UK.

According to cybersecurity company NordVPN, British bank cards for sale on the dark web – a hidden group of websites only accessible by specialised web browsers – go for anything from £1 to £20.

The majority of UK-issued cards are sold to fraudsters for £16 but the overall average price was £11.06.

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